📹 Video Summary: How Much House Can You Really Afford?

One of the most common questions buyers ask is, “How much can I afford?” But the better question might be: “What’s your comfort zone?” In this video, we explore how comfort level—not just lender pre-approval—should guide your homebuying budget.

We also touch on:

• The role of current rent in setting realistic home payment expectations
• How monthly affordability often differs from what you technically “qualify” for
• The impact of rising home prices and sticker shock in today’s market
• Why discussing payment range early helps avoid disappointment later

Understanding your monthly comfort level can lead to smarter, less stressful homebuying decisions.

🧭 Key Takeaways

• Ask yourself: “What am I comfortable paying monthly?” not just what the bank approves.
• Use your current rent as a benchmark—but expect homeownership costs to differ.
• Be prepared for sticker shock due to rising home prices.
• Sometimes you qualify for more than you’re comfortable with—or less than you’d hoped.
• Starting with comfort level leads to better long-term financial confidence.