April 1, 2025 In this video, we break down why a mortgage pre-approval is far more powerful than a basic pre-qualification letter, especially in a competitive housing market. If you’ve found your dream home, being fully pre-approved can make all the difference in getting your offer accepted. We’ll cover: The key differences between pre-qualification and…

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April 1, 2025 Video Summary: How Gifted Funds Can Help With Your Home Down Payment Did you know that family gifts can help you make a sizable down payment on a home? In this video, we discuss how gifted funds from family members like parents or grandparents can be used to cover a down payment…

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March 18, 2025 Why the Right Home Buying Questions Matter Buying a home is a huge financial step, but many buyers start with the wrong question: What are interest rates right now? While rates are important, they shouldn’t be the first thing on your mind when considering homeownership. In this conversation, Dustin Droen, your trusted…

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February 10, 2025 Expectations. The Kansas City Chiefs were the odds-on favorite to make history Sunday night against the Philadelphia Eagles by becoming the first team ever to win three consecutive Super Bowls. And then they didn’t. Whether rooting for the Chiefs or for the Eagles, almost everyone I talked with leading up to the…

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February 7, 2025 To say things in Washington D.C. are being shaken up these days would be an understatement. Every time you turn on the news there’s something new happening, and the department of Housing and Urban Development (HUD) is no different. Facing rising home prices and tighter budgets, many Americans are struggling to afford…

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January 31, 2025 Well, the Feds met last week and did exactly what was expected…nothing. The inflation level did the same. This doesn’t mean that we aren’t all still experiencing higher prices at the pump, in the grocery store, at restaurants, etc. It just means the prices haven’t gone up…more. Due to the recent bird…

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January 21, 2025 A trend I’m seeing among clients trying to achieve their dream of owning a home, but who feel they may be getting priced out of the market due to ever increasing home prices is this…they are pooling their resources with family members. It’s called “Multi-Generational Households” and it’s on the rise. As…

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A portrait photo of Jeff Silver

January 1, 2025 Welcome to my blog, The Buzz!  My goal for this blog is a reflection of my goal as a Mortgage Loan Officer- to help educate people so they can make the best decisions for their individual circumstances.  So, this is where I’ll provide information regarding mortgage interest rates, real estate trends, loan…

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