Jeff Silver | (916) 204-4653

How (and Why) the Federal Reserve Sets Interest Rates

August 22, 2025 The Fed’s Dual Mandate The Federal Reserve has two main goals they shoot for to keep the U.S. economy humming along: Keep inflation near 2% Maintain maximum employment (as long as it doesn’t push inflation above that 2% target) The federal funds rate is the Fed’s primary tool for managing both of…

A portrait photo of Jeff Silver

January 1, 2025 Welcome to my blog, The Buzz! My goal for this blog is a reflection of my goal as a Mortgage Loan Officer- to help educate people so they can make the best decisions for their individual circumstances. So, this is where I’ll provide information regarding mortgage interest rates, real estate trends, loan…

Licensing

NMLS #16096/1850
Licensed by the Dept of Business Oversight under the CRMLA
Jeff Silver NMLS #277197

Not Available in New York
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Equal Housing Lender

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Jeff Silver - Big Valley Mortgage
3000 Lava Ridge Court #220
Roseville, CA 95661

Phone:
(916) 204-4653

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© 2024 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.