#firsttimehomebuyer Archives | Jeff Silver

February 16, 2026 Buying a home is exciting, but jumping in without a plan can lead to surprises. If you’re thinking about buying in the next 12–24 months, now’s the time to set your foundation. From budgeting to saving, these steps will help you feel confident and ready when the time comes. Review Your Personal…

November 18, 2025 As home prices continue to climb and affordability gets tighter, the idea of a 50-year mortgage has been floating around out there. Could stretching out the repayment term really make homeownership easier? Here’s a quick look at some of the upsides and downsides so you can decide whether it could make homeownership…

August 12, 2025 Waiting for Lower Mortgage Rates Could Cost You While the 2025 Sacramento area housing market is similar to past markets, it’s also unique in today’s economic climate. Mortgage rates have remained steady this year, and although there are indications that we may see rates decrease, no one can say exactly when or…

April 28, 2025 Understanding Self Employed Mortgage Requirements Qualifying for a mortgage when you’re self-employed doesn’t have to be a pain. It all comes down to organization. Whether you’re self-employed, commission-based, or a full-time or hourly employee, lenders are all looking for the same thing when you apply for a mortgage: a high likelihood you…