federalreserve Archives | Jeff Silver

August 22, 2025 The Fed’s Dual Mandate The Federal Reserve has two main goals they shoot for to keep the U.S. economy humming along: Keep inflation near 2% Maintain maximum employment (as long as it doesn’t push inflation above that 2% target) The federal funds rate is the Fed’s primary tool for managing both of…

June 18, 2025 I wanted to share a quick update on how the latest economic news could impact mortgage rates and the housing market. Whether you’re actively looking to buy, refinance, or just keeping an eye on the market, these trends are important to understand. May Inflation Report: Cooler Than Expected May brought some encouraging…

May 9, 2025 So far in 2025, the Federal Reserve (the Fed) has decided not to lower interest rates just yet. This choice shows they are being careful as the economy faces some uncertainty, especially around rising prices (inflation) and changes in trade with other countries like China. The Fed kept its key interest rate…

May 3, 2025 Ever wonder who pulls the strings behind the U.S. economy? Here’s a quick dive into the fascinating story of the Federal Reserve—how it was born out of financial chaos, what role it plays in keeping the economy stable, and how it quietly shapes your everyday life. From interest rates to inflation, this…