Star Program

STaR Loan Program: Special Mortgage Benefits for Community Heroes

At Big Valley Mortgage, we are proud to offer the STaR Loan Program- a unique mortgage solution from APM (American Pacific Mortgage) tailored to those who selflessly serve our communities every day.  Whether you're an educator, a law enforcement officer, a firefighter, or a healthcare professional, this program makes the mortgage process a little bit easier and saves you some money on the way to achieving your dream of homeownership.

Loan Program Benefits

  • Save $500 in reduced lender fees
  • Use gift funds for 100% of the down payment
  • Access lender-paid mortgage insurance options to lower your monthly payments
  • Available for VA, FHA, and Conventional loans

Who Qualifies?

  • 👩‍🏫 Teachers, Principals, School Counselors – retired* or currently full-time employed public or private K-12 with valid teaching credentials

  • 👮 Police, Sheriff, Highway Patrol, Troopers, Border Patrol, Correctional Officers – retired* or currently full-time employed with city/county/state/federal law enforcement

  • 🚒 Firefighters and First Responders – retired* or currently full-time employed with city/county/state or private company

  • 🏥 Nurses (RNs and CNAs) – retired* or currently full-time employed in a hospital or clinic

* Must be able to show proof retired, i.e. retirement statement

Ready to Learn More?

Call today or click below to see if you qualify for the STaR Loan Program. Your service deserves something special.

👉 Contact Jeff Silver Now

limited time offer, restrictions apply