Real Estate Market Trends
The 2026 Housing Market Is Waking Up. Are You Ready?
January 20, 2026 Momentum Is Building in the 2026 Housing Market As 2026 gets underway, one thing is already clear: the real estate market is not standing still. In a recent conversation with local realtor partner Jeanine Schulz, we discussed how the market has a certain momentum you can almost feel. When that energy starts…
Read MoreMortgage Rates 2026: Chasing 3% Is A Distraction
January 9, 2026 Mortgage Rate Outlook for 2026 As we look ahead to 2026, many homebuyers are asking: Where will mortgage rates go next? In a recent conversation with my local realtor partner Michael Sandoval, I shared my thoughts on the mortgage rate landscape and why 2026 may be a great time to buy, even…
Read MoreWhat Does 2026 Hold For the Sacramento Area Real Estate Market?
January 9, 2026 Sacramento Housing Market Outlook for 2026 As we look ahead to 2026, many buyers and sellers are asking the same question: What is the Sacramento housing market going to do next? In a recent conversation with my local real estate partner, Michael Sandoval, we shared our thoughts on where the market appears…
Read MoreThe 50 Year Mortgage: Is This the Fix for Housing Affordability?
December 5, 2025 In this episode, local realtor Michael Sandoval and I talk about two hot topics in the mortgage world right now: the 50-year mortgage and the “portable” mortgage. Both ideas are getting attention as potential tools to improve housing affordability, but they come with some important pros and cons. We cover: ✔ Pros…
Read MoreJeff & Mike Talk Solar
December 4, 2025 In this video, my friend and local realtor Michael Sandoval and I break down something we’re both getting tons of questions about lately…solar panels. We cover: • The 30% federal solar tax credit that expires on 12/31/25 • How to decide whether buying or leasing solar makes the most financial sense •…
Read MoreThe 50-Year Mortgage: Smart Move or Big Gamble?
November 18, 2025 As home prices continue to climb and affordability gets tighter, the idea of a 50-year mortgage has been floating around out there. Could stretching out the repayment term really make homeownership easier? Here’s a quick look at some of the upsides and downsides so you can decide whether it could make homeownership…
Read MoreToday’s Lesson: Why Mortgage Rates Don’t Always Follow The Fed
September 17, 2025 The Fed Just Cut Rates. Tell Me Again Why Mortgage Rates Didn’t Drop Too? The Federal Reserve lowered the Fed Funds Rate by 0.25% today. You might assume mortgage rates will fall by the same amount (which seems perfectly logical, btw). But here’s the twist- mortgage rates didn’t drop. In fact, they…
Read MoreTurn A Fixer Into Your Dream Home With An FHA 203k Loan
September 12, 2025 Love a Home But It Needs Repairs? Ever find a home in your dream neighborhood but see the “needs work” sign and think, “Nope, not for me”? If you’re an FHA buyer, there’s a way to make it happen. Enter the FHA 203k loan, a program designed to help buyers purchase homes…
Read MoreHow (and Why) the Federal Reserve Sets Interest Rates
August 22, 2025 The Fed’s Dual Mandate The Federal Reserve has two main goals they shoot for to keep the U.S. economy humming along: Keep inflation near 2% Maintain maximum employment (as long as it doesn’t push inflation above that 2% target) The federal funds rate is the Fed’s primary tool for managing both of…
Read MoreWhy Buying In The 2025 Housing Market May Be The Smartest Move
August 12, 2025 Waiting for Lower Mortgage Rates Could Cost You While the 2025 Sacramento area housing market is similar to past markets, it’s also unique in today’s economic climate. Mortgage rates have remained steady this year, and although there are indications that we may see rates decrease, no one can say exactly when or…
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