How to Evaluate a Mortgage Lender’s Trustworthiness When choosing a mortgage lender, trust is everything. In this video, we explain why online reviews are a powerful tool for evaluating a lender’s reputation and reliability. While the number of reviews can give you some insight, what really matters is what those reviews are saying, and the…

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If you watch mortgage rates on a regular basis, it’s sometimes hard to see when rate are down. It’s kind of like watching your kids grow….you don’t see their growth on a daily basis, but then one day you look at them and realize wow, they’re really getting big! So if you haven’t taken a…

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📹 Video Summary: How Some Homeowners Build Wealth by Moving Every 2–3 Years Did you know that homeowners can take advantage of a capital gains tax exemption every two years? In this video, we explain how some savvy buyers are using this tax rule to build long-term generational wealth through real estate—by living in a…

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In this video, we break down why a mortgage pre-approval is far more powerful than a basic pre-qualification letter—especially in a competitive housing market. If you’ve found your dream home, being fully pre-approved can make all the difference in getting your offer accepted. We’ll cover: The key differences between pre-qualification and pre-approval Why pre-approval gives…

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📹 Video Summary: How Gifted Funds Can Help With Your Home Down Payment Did you know that family gifts can help you make a sizable down payment on a home? In this video, we discuss how gifted funds from family members—like parents or grandparents—can be used to cover a down payment and help you secure…

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To say things in Washington D.C. are being shaken up these days would be an understatement. Every time you turn on the news there’s something new happening, and the department of Housing and Urban Development (HUD) is no different. Facing rising home prices and tighter budgets, many Americans are struggling to afford homeownership. Alleviating the…

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A trend I’m seeing among clients trying to achieve their dream of owning a home, but who feel they may be getting priced out of the market due to ever increasing home prices is this…they are pooling their resources with family members. It’s called “Multi-Generational Households” and it’s on the rise. As of 2024, about…

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So all the chatter about the Feds lowering the rate this year might turn out to be just that…chatter. Now the indicators are pointing in the direction of leaving rates alone. So let’s not get caught up in worrying about what we can’t control (rates), and concentrate on helping people do what they need/want to…

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