If you watch mortgage rates on a regular basis, it’s sometimes hard to see when rate are down. It’s kind of like watching your kids grow….you don’t see their growth on a daily basis, but then one day you look at them and realize wow, they’re really getting big! So if you haven’t taken a…

Read More

📹 Video Summary: How Some Homeowners Build Wealth by Moving Every 2–3 Years Did you know that homeowners can take advantage of a capital gains tax exemption every two years? In this video, we explain how some savvy buyers are using this tax rule to build long-term generational wealth through real estate—by living in a…

Read More

In this video, we break down why a mortgage pre-approval is far more powerful than a basic pre-qualification letter—especially in a competitive housing market. If you’ve found your dream home, being fully pre-approved can make all the difference in getting your offer accepted. We’ll cover: The key differences between pre-qualification and pre-approval Why pre-approval gives…

Read More

📹 Video Summary: How Gifted Funds Can Help With Your Home Down Payment Did you know that family gifts can help you make a sizable down payment on a home? In this video, we discuss how gifted funds from family members—like parents or grandparents—can be used to cover a down payment and help you secure…

Read More

Why the Right Home Buying Questions Matter Buying a home is a huge financial step, but many buyers start with the wrong question: What are interest rates right now? While rates are important, they shouldn’t be the first thing on your mind when considering homeownership. In this conversation, Dustin Droen, your trusted realtor with Guide…

Read More

A trend I’m seeing among clients trying to achieve their dream of owning a home, but who feel they may be getting priced out of the market due to ever increasing home prices is this…they are pooling their resources with family members. It’s called “Multi-Generational Households” and it’s on the rise. As of 2024, about…

Read More