First-Time Homebuyers
“One Big Beautiful Bill” Signed Into Law: What It Means for Homebuyers & Investors
July 11, 2025 H.R. 1: New Housing Provisions That Could Impact Your Wallet Last week, President Trump signed H.R. 1, nicknamed the One Big Beautiful Bill, into law—and it includes major housing-related provisions that could benefit both homebuyers and real estate investors. Here’s a breakdown of what’s inside: 1. Mortgage Insurance Premium Deductions Made Permanent…
Read More5 Things Every First-Time Homebuyer Needs to Know Before You Buy
July 7, 2025 You Don’t Need 20% Down Many buyers still believe they need to put down 20%, but that’s simply not true anymore. There are many loan options that allow for much lower down payments, some as low as 3% or even 0% for qualified buyers. Closing Costs Can Be Covered Don’t let closing…
Read MoreIs It Still a Good Time to Buy a Home? Here’s What the Current Market Is Telling Us
July 1, 2025 A Fluid and Dynamic Market Recently, someone asked me what I thought about the current housing market…and the honest answer is, it depends. The real estate market is incredibly fluid and ever-changing, but if we’re looking at where things stand today, the overall sentiment is that it remains solid and stable. Inventory…
Read MoreInflation & Unemployment Numbers: What It Could Mean For Interest Rates
June 18, 2025 I wanted to share a quick update on how the latest economic news could impact mortgage rates and the housing market. Whether you’re actively looking to buy, refinance, or just keeping an eye on the market, these trends are important to understand. May Inflation Report: Cooler Than Expected May brought some encouraging…
Read More5 Things You Should Ask Yourself Before Shopping For A Home
June 10, 2025 Buying a home is one of the biggest financial decisions you’ll ever make, and also one of the most emotional. Whether you’re a first-time buyer or a seasoned homeowner, taking time to reflect before you begin your home search can save you from costly mistakes and emotional burnout. Here are some important…
Read More5 Things You Need To Know About Down Payment Options
June 4, 2025 When you’re thinking about buying a home, one of the biggest questions on your mind is probably: How much do I need for a down payment? Good news—there are more options and resources than you might think. Let’s break down the five most important things you need to know about down payments…
Read MoreThe Ultimate Homebuyers Guide
Click Below to review Jeff Silver’s Homebuyers Guide!
Read MoreBoost Your Credit Score: 5 Moves That Can Actually Work
May 26, 2025 Unlike trying to lose weight, credit scores tend to drop fast and increase slowly. Your credit score can make or break your financial goals- like buying a home. The good news is that you don’t have to be a financial expert to improve your credit score. Here are five simple steps you…
Read MoreThe Fed Hits Pause On Rate Cuts
May 9, 2025 So far in 2025, the Federal Reserve (the Fed) has decided not to lower interest rates just yet. This choice shows they are being careful as the economy faces some uncertainty, especially around rising prices (inflation) and changes in trade with other countries like China. The Fed kept its key interest rate…
Read MoreThe Return of the Buyer’s Market?
May 5, 2025 After years of sparse property listings, would-be buyers are finally seeing more FOR SALE signs. This is translating into more opportunities here in the Sacramento area. Listings on the Rise During the first four months of 2025, we had about 1,500 extra new listings in the region compared to the same time…
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