First-Time Homebuyers
How to Prepare to Buy a Home in 12–24 Months: A Step-by-Step Guide for First-Time Buyers
February 16, 2026 Buying a home is exciting, but jumping in without a plan can lead to surprises. If you’re thinking about buying in the next 12–24 months, now’s the time to set your foundation. From budgeting to saving, these steps will help you feel confident and ready when the time comes. Review Your Personal…
Read MoreWhat Homeowners Need to Know About Home Insurance (Before It’s Too Late)
January 23, 2026 I sat down with local insurance broker Jeff Lendl with Goosehead Insurance to unpack the insurance questions most people don’t think to ask and how overlooking them can cost serious time, money, and stress. Home Insurance Isn’t “Set It and Forget It” Many homeowners assume that once they secure homeowners insurance, they’re…
Read MoreThe 2026 Housing Market Is Waking Up. Are You Ready?
January 20, 2026 Momentum Is Building in the 2026 Housing Market As 2026 gets underway, one thing is already clear: the real estate market is not standing still. In a recent conversation with local realtor partner Jeanine Schulz, we discussed how the market has a certain momentum you can almost feel. When that energy starts…
Read MoreMortgage Rates 2026: Chasing 3% Is A Distraction
January 9, 2026 Mortgage Rate Outlook for 2026 As we look ahead to 2026, many homebuyers are asking: Where will mortgage rates go next? In a recent conversation with my local realtor partner Michael Sandoval, I shared my thoughts on the mortgage rate landscape and why 2026 may be a great time to buy, even…
Read MoreWhat Does 2026 Hold For the Sacramento Area Real Estate Market?
January 9, 2026 Sacramento Housing Market Outlook for 2026 As we look ahead to 2026, many buyers and sellers are asking the same question: What is the Sacramento housing market going to do next? In a recent conversation with my local real estate partner, Michael Sandoval, we shared our thoughts on where the market appears…
Read MoreThe 50 Year Mortgage: Is This the Fix for Housing Affordability?
December 5, 2025 In this episode, local realtor Michael Sandoval and I talk about two hot topics in the mortgage world right now: the 50-year mortgage and the “portable” mortgage. Both ideas are getting attention as potential tools to improve housing affordability, but they come with some important pros and cons. We cover: ✔ Pros…
Read MoreJeff & Mike Talk Solar
December 4, 2025 In this video, my friend and local realtor Michael Sandoval and I break down something we’re both getting tons of questions about lately…solar panels. We cover: • The 30% federal solar tax credit that expires on 12/31/25 • How to decide whether buying or leasing solar makes the most financial sense •…
Read MoreThe 50-Year Mortgage: Smart Move or Big Gamble?
November 18, 2025 As home prices continue to climb and affordability gets tighter, the idea of a 50-year mortgage has been floating around out there. Could stretching out the repayment term really make homeownership easier? Here’s a quick look at some of the upsides and downsides so you can decide whether it could make homeownership…
Read MoreToday’s Lesson: Why Mortgage Rates Don’t Always Follow The Fed
September 17, 2025 The Fed Just Cut Rates. Tell Me Again Why Mortgage Rates Didn’t Drop Too? The Federal Reserve lowered the Fed Funds Rate by 0.25% today. You might assume mortgage rates will fall by the same amount (which seems perfectly logical, btw). But here’s the twist- mortgage rates didn’t drop. In fact, they…
Read MoreTurn A Fixer Into Your Dream Home With An FHA 203k Loan
September 12, 2025 Love a Home But It Needs Repairs? Ever find a home in your dream neighborhood but see the “needs work” sign and think, “Nope, not for me”? If you’re an FHA buyer, there’s a way to make it happen. Enter the FHA 203k loan, a program designed to help buyers purchase homes…
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